Determinants of Bank Profitability in the Post-reform Period: Evidence from India

K, Seenaiah and Rath, Badri Narayan and Samantaraya, A (2015) Determinants of Bank Profitability in the Post-reform Period: Evidence from India. Global Business Review, 16 (5). 82S-92S. ISSN 0972-1509

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Abstract

The present article explores the factors that influence the profitability of Indian banking sector in the post-reform period using the data from 1995 to 2012. The results indicate that operating profits, wage bills, non-performing assets and net interest margin affect the profitability of Indian banks, while the priority sector lending does not have any impact on bank profitability in India. Further, the net interest margin is found to be significantly reducing profitability. Hence, it is suggested that banking sector in India should focus on reducing its operational expenses.

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IITH Creators:
IITH CreatorsORCiD
Rath, Badri Narayanhttp://orcid.org/0000-0001-7211-0952
Item Type: Article
Uncontrolled Keywords: Indian Banking, India
Subjects: Social sciences > Business Finance
Divisions: Department of Liberal Arts
Depositing User: Team Library
Date Deposited: 29 Sep 2015 09:07
Last Modified: 11 Sep 2017 06:55
URI: http://raiith.iith.ac.in/id/eprint/1963
Publisher URL: https://doi.org/10.1177/0972150915601241
OA policy: http://www.sherpa.ac.uk/romeo/issn/0972-1509/
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